Some times I don't understand how some credit cards opperate but I know that I got screwed by them. I am very upset at how I was handle with a problem. What started the problem what that I was sent a letter that my card had but been scamed and that a new card was being sent to me. So I waited patiently and my card came but my account was not set up. So I call to set up my account online because I always make payments online. So the account was set up but then I was told that my card had a past due balance but that she would waive the fees. But when I got my next month statement  it had stated...