You hear the commercials on the radio about paying off your mortgage in half the time. Those are usually very easy programs where you pay half your mortgage payment twice a month, rather than all at once during the month. That will save you an incredible amount of interest. Also paying a little extra each month, even if it's $10 or $50, will also save you interest.

This program I have found out about, and joined, is incredible. Sure, the US banks don't want you to know about it. Because interest is where they make alot of their money.  Did you realize that on a $200,000 home, if you pay every...