I opened an account with Chase bank. I was told about the rewards program and how it works. Simply choose credit vs. debit for each transaction and get points. After so many , you qualify for certain things such as giftcards to hardware stores, starbucks, target,etc. It's really great, I can't wait to build up all my points for a really good giftcard. That's a night out on the town or even a dinner date with the hubbie.This program works for me and I highly recoomend it!