After paying my BOFA visa card faithfully for over 3 years my interest rate was arbitrarily raised from 9.9 to  to 25.9 percent.  I have not been late on this or any other card and maintain a FICO score of approximately 700.  However based on my credit report I was advised my interest rate was raised.  As a person that does all my banking online I was not aware of the increase until it was too late.  Since I failed to review the attachment of account changes that was hidden online I am just out of luck.    Having a decent credit rating and paying on time is no protection from a rate increase. ...