Total Visa Credit Cards Rock!

Last year I received a years worth of free credit monitoring due to my doctors office's files being stolen.  I had not monitored my credit in several years and didn't really care at the time what my score was.  I realized that I was going nowhere fast and I needed to start building my credit in the positive direction to better the lives of my family. I paid off the entire debit that I had accrued and then needed some type of rotating line of credit. Well with all the problems that I have had in the past no one was jumping up to give me a credit card anytime soon....