Even though I feel New York and Company Interest rate us way to high it's still the only store card I continue to use. Why well many reasons one it's convenient. On Tuesday you get special discounts for using the card, they keep track of how much you spend a month and you are rewarded the next month for all you purchases. Now I do pay my credit card in full each month because I refuse to pay them the high interest rate but its worth the deals to keep the card.