A realist, fairly internet savvy, Love to save money, on a budget, an animal lover, comparison shopper, an aggressive investor, an aggressive saver
When I turned 50 the whole world of money-saving insurance programs through AARP and the Harford became available to me. We saw a drop of almost 20% on both our auto and homeowner's insurance.
We have been fortunate and have never had to make a claim on either policy, so I can't rate their customer service. All my contact with them has been through their website, including setting up the original policy.
But it's a reputable company with great programs for the over-50 set. (Don't laugh, if you're not there already, you will be before you know it.)