I had the Home depot credit card for under 7 months before they dropped my limit and raised my APR.  I was not late and made over the minimum payment.  I was also on the special APR for 12 months. They even lowered my balance lower than what I owed causing over the credit limit fees.  I called and got it taken care of however my limit was not raised.  I was not given any explanation as to why this occurred.  I was already dissatisfied with the actual store and now the credit card side.  I will use Lowes from here on out!