The Target card offers 10% off at Target for every $100 you spend on the card. This is nothing. In addition to that, you get a 20% interest rate and an extremely low cash advance limit. I was late in making a payment and they e-mailed me and called me repeatedly at numerous phone numbers. They even had the audacity to ask me about specific transactions and why I would have bought the item if I didn't have the money to pay for it. You have to go through all this for a card with no rewards. I have a Gap card with a limit of $200 that I have gotten more rewards from after spending $100 over the course...