I found this awesome site...prosper.com...that makes personal loans. It's not a bank where you have to qualify...it's a bunch of private lenders and the rates aren't terrible at all. If you have a problem qualifying through normal finanacial processes, you will be very pleasantly surprised here. It's a quick process. Just be totally honest. The check your "references" and the turn around is great. You get to decide how much you want to "borrow" not the other way around , and the payback terms are excellent and fair. Give it a try...you won't be… read full review »