USAA is amazing! They have done wonders for me. I get discount, just for being a student, and i don't even have to mail them anything. They are realiable, have the best rates, and their service is top notch! :) You even get a calling card when you sign up, and free towing just in case your car breaks down and leaves you stranded. It's really easy to use, i pay my monthly bill online, and they even added in my renters insurance so i still only have one bill!… read full review »