American Express is not a very good company to have a credit card with.  I had a card with them and I got into some financial difficulty and called them and told them.  They put me in a financial hardship program, where I was to pay at least $100 a month for a year.  I made two payments, one of $100 and one of $189, and three days after the $189 payment, they put the account into collections.  I had kept my side of the agreement but they didn't.  They just like to ruin your credit report, and I would like to say that everyone should STAY AWAY FROM AMERICAN EXPRESS as best as possible.

Not...