As tax time approaches many people will be flooding to places like H&R Block to get their taxes done. I would like to caution anyone going to these places. Sure, they're convenient and you can even get your money early, but you could be throwing good money after bad by using them.

Did you know that the majority of H&R Block employees have only a weekend of training to become your tax preparer? Granted there are some who do this year after year as their part-time job, but think about it; do you want someone with so little training to be your connection to the IRS?

I have a personal experience to share...