-Alliant reports its members when 30 or 60 days behind on a payment (more like a mega-bank than a member-owned credit union), harming the member's credit rating needlessly (vindictively?).
-If you overdraw their check card (how is that even possible?), for six months they hold all your check AND CASH deposits for days before they let you use the funds, making it even harder to cover your checks and make payments. This is after already paying expensive penalties. There is no explanation for this, it's just to punish the member.
-If you are late on a loan payment, they cut off your access to making...