Big credits cards are doomed with their endless hidden charges nobody wants to use them anymore. Plus the convenience of starying at home and shopping online will the stuff your want and you need on you screen who wants to go out hurdle the endless traffic just to buy a shirt or a pair shoes. I am fully satisfied with online shopping with charge cards like my Commonwealth Gold, its a swell charge card with high credit limit without prejudice I just got approved last year and now am still in good credit. Just have to pay up every billing schedule and then I am good again, as good as new.