I had a 401k through my employer which was invested with Principal.  I could go online and check my investment activity.  That is a MUST for me.  I can makes changes when I please from one type of investment to another.  Still, there is always my appointed reliable and knowledgeable investment broker ready to answer questions by phone.

I am now receiving a small monthly disbursement.  It is automatically deposited to my checking account, and always on time.

My 401k was rolled-over to an IRA, invested in the Life Time 2010.  It is doing just fine where it is. 

I have not had one problem...