I was paying a lot of money for car insurance a few years ago when I decided to go on line and see what was out there. I did a insurance quote for a number of insurance agency's, most were about the same or higher than I was paying except for progressive. I couldn't believe the quote they gave me was one third of what I was paying to the other insurance company. Of course I switched right away. I still think I'm getting a good deal but they have raised the cost  20 dollars in the last year. When I called to ask why they said too many people have been in accidents.  HUMMMMMMMMM!!!!