Every day computer user, appreciative of good service, not rich, thrifty, safety conscious
This is a great card to have on hand for emergencies or for times when you need a card (such as car rental or hotel stays.) It's a good opportunity to rebuild your credit if you have less than perfect credit. However, be cautious of going over the credit limit, because the card will not be declined and the fee is steep. The interest rates are high too, so you'll want to pay your monthly balance each month if you're able.