I switched over to geico from allstate insurance.  I had one accident on my record.  So my premium went up almost $150  I had heard that geico had the best rates in NY so i decided to give them a call.  That was the best decision i have ever made.  The first good thing about geico was their customer service/sales.  They were very polite and had answered all my questions that i needed to know.  they gave me quotes for the coverage i wanted and gave me the option to shop around to see if i could find anything lower.  Of course i didn't.  Before i called them i went online to find out what...