I've been a Discover card holder since 1994...In fact it was my first major card...I love the cashback bonus. They were the first to have this type of reward for the "average" card holder. My negative feelings just started recently in the last year. I got a new Motiva card and shortly after, I got a call about their credit protection program. I never participate in those and I tried to nicely decline...At one point the rep asked if she could send me some info...I said ok, not realizing that my accpetance to review the material automatically signed me up for this...I was not pleased when...review »