i went into the cell phone thing knowing nothing about it...i chose t-mobile because of the cost of the phone.  i started out with a pre-paid account..about two months after i bought the phone, hurricane katrina roared ashore in my home state of mississippi...leveling much of it in the process.  our home in ocean springs was completely destroyed. it was about two days after the storm that i turned my phone on (in the shelter that had become our home) and low and behold---i had minutes!!!!  for some three months after the storm i did not have to worry about buying… read full review »