free gift card rewards junkie, always looking for ways to save, drive a lot, thrifty, online banker, don't carry a balance, researcher, not rich
After reveiwing serveral credit cards for my husband, whom has a low score, we found this card that was for those rebuilding credit. It offers 1% cash back, 0% APR for 6 months, and 14.99% which is a little high, but since we are rebuilding we only want this for gas purchases and groceries so we can pay this off each month. So far so good, they submit each month a nice report to the 3 major credit places so that by the end of the 2 years we hope to have credit scores higher than now, and with constantly paying on time for the mortgage payments that will help too :). Always helps to have 2 people...
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