don't carry a balance, an aggressive investor
I do not like to carry store cards, but the Kohl's card is clearly a good one to have because of the 15% discount days coupled with their excellent sales. They also carry clothing that my entire family likes to wear. My problem is with the financial end of the card service. I will admit that I let the card lapse for 30 days one time a few years ago, but then I paid it off in full as usual. I was traveling like crazy for work in that period and just lost track of a few things. I just checked my credit report recently and found out that Kohl's/Chase had given me a negative mark for that...
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