I used to use another card exclusively until they lowered their cash back payments. I then switched to the CHASE FREEDOM CARD (thru chase) when I found out they pay a straight cash back of 1 percent on all purchases and 2 percent additional on 15 different catagories (3 without a checking account and 5 with a checking account. The best part is they pay on the most used catagories each month. (they can change from month to month). You can withdraw when you reach $10 (with ckg a/c) or $50 (w/o ckg a/c) or you can save up till you reach $200 and get a check for $250 (best deal). So now I charge...