Bank of America is not a good bank to do business with.  From their WorldPoints Platinum Plus Mastercard to their checking and savings accounts.  They pull you in with their 0% offers, but once you are in the  good customer service stops there.  When you email their customer service or do an online chat; they respond with prewritten responses so 9 times out of 10 it doesn't completely answer your question.

When you request a credit limit increase; they may reduce your limit.  It doesn't matter how good a customer you are or how long you  been with them.  I know this from experience.  I...