The Nokia N95 is the swiss army knife of cell phones. It has so much already built in and a large range of apps are available to extend it's functionality. It takes decent photo's that you can actually use to print out, which isn't very common on cell phones.

My favourite feature with this phone is the inbuilt VOIP client that allows me to make cheap VOIP calls using the 3G data network. You really need to download the additional SIP settings application to set it up right but once done it is a perfect VOIP phone. Of course there is a downside to having so many features - they all consume...