I am amazed that no one has reviewed this card yet.  It is currently the best card out there.  You earn 2% unlimited cash back on every purchase.  The cash back earnings are automatically deposited each month into a Schwab One brokerage account, which you will need to open if you do not have one, and you can withdraw from there.  You do not need to invest it.

There's also no annual fee or foreign exchange transaction fees!  Although I haven't tested it yet, others who have say that their foreign exchange rates are same if not better than cash rates.

My only disappointment is that when I...