While convenient the fees associated with the Vision Premier Visa Debit card are ridiculous.

$9.95 start-up fee. Supposedly refundable. I never got it.

$2.95 for every decline.

$,95 for every swipe without your signature or if a PIN is used.

$1.50 just to speak with a CSR.

Want to really save time and money? Go to a check cashing place.

This is NOT the answer.