I have been a steady and loyal customer with USAA since 1975 have NEVER FILED A CLAIM.

I carry the maximum coverage on 2 houses with them and was very surprised this year when they appraied my property and raised my rates by nearly 25%.  My FICO credit score is over 800 and I carry no debt. 

I called them several times and requested another appraisal of my property.  I know what it costs to replace my property to current codes and the price they now charge me  for replacement coverage is totally out of line with the costs in my area. 

They eventually stopped returning my calls.  It is...