I've been with a lot of insurance companies...all of which you've seen on TV. My wife and I were approached by a Farm Bureau rep and simply asked if he could quote us on our auto and homeowners insurance. We weren't necessarily looking to switch but the gentlman was polite and professional. I'd never heard of Farm Bureau until talking with our rep. They don't advertise much in mainstream media.

After talking with the rep and seeing what Farm Bureau had to offer we were fairly excited. Not only did the cost of our coverage go down the rep showed us where we were actually under insured and made...