If you are a first time home buyer, be aware of Debbie Duplantis from Home Mortgage Associates in Lafayette, LA. She will take advantage of you and give you false quotes in order to reel you in until it is too late. She is very rude over the phone and her only claim is that she has been doing this for 20 years, whereas the website says 17. Once again another lie. AVOID AT ALL COSTS. Buyer beware!