I've been happy with SafeCo before last year.  The last 2 times my policy renewed, my premiums went up instead of down.  They offer decent coverage, but I've done some research recently and found cheaper and better coverage thru AIG.  I haven't switched yet, despite the hike in premiums I've stayed for the consistency in coverage and the good agent that I have. 

I don't recommend them if you're on a budget of any form.