I will keep it clean, because that's what I do, but I am so unhappy with The Hartford.  My husband and I were insured on our vehicles last year through The Hartford.  They were recommened by my mother-in-law.  We made our payments on time, each month.  The prices seemed reasonable.  The agent was kind.  No trouble, no late notices.  We were great clients.

In October, 2 weeks after I mailed in my insurance payment.  I received a check from The Hartford, for $16.  An "overpayment" was the note on the stub.  I thought nothing of it, because I had sent them a few extra dollars a time or two,...