I was a 20+ year customer with Nationwide and my father has had Nationwide coverage for 40+ years. I have unfortunately been involved several accidents and all have been fairly cut and dry as the other driver's fault. I will add the caveat that here in Charlotte there is a horrible mix of drivers. In most other places I have driven people drive in a like manner and you can predict what someone may do. That's not the case in Charlotte! It's so bad here I once pulled off the road to prevent the person behind me from hitting me and they pulled off all just to make sure they did. Any way, with almost...