TRAVELERS HOME INSURANCE AS SOLD THROUGH GEICO-obtained through a salesman on the phone.

I had perfectly good insurance but wanted to get one for less.  Travelers salesman through GEICO gave me a quote.  So,I canceled my old insurace and then took Travelers.  ONLY AFTER I CANCELED was I told that an appraiser was coming to look at the house but "only to check square footage." Appraiser came out and claimed roof was in bad shape (I had it looked at in February and a roofer told me it was OK. That I could repair it to make it look better but otherwise t was OK).  Now they want roof replaced...