Green dot is the worst prepaid credit card. I have had it for over 2 years and the reloads frequently screw up. It seems like I have a problem with the money on my card every third time I use it, and then it is a MAJOR hassle because its hard to reach a real person for customer service and when you do the answer is always the same, "they will refund the money in 7 to 10 business days." even when it is their fault. Netspend is a thousand times better. Customer service is great, the card never scews up my money, they can even transfer money online from your card to another person's card.