On October 13, 2008, I rented a Dodge Avenger from the Dollar Rent a Car at the Charlotte Douglas Airport in Charlotte, N.C. I handed the Clerk my driver's license and Visa card. As I had about a three and a half to four hour drive to my final destination and it was already after 11 pm, I was in a hurry as was the clerk (he was due to close at midnight). When I was asked if I wanted the additional insurance, I declined, informing the clerk that my personal insurance was adequate (I've been a full-time peace officer for over seven (7) years and I haven't even been stopped for over 15 years)....review »