About five years ago we always used our Discover card for the cash back.  We averaged about $150 a year after charging just about everything we purchased.  We try to travel as much as we can afford on a Social Security budget.  We currently, again, charge everything we buy.  We accumulate tons of points we can use at all Comfort Inn hotels.  We try to go in off seasons as they require fewer points.  Also, we are able to get a very nice suite sometimes for reduced points.  We currently average about 5-7 nights a year and sometimes as many as 14 when they have 1 night for 2 stays.  We always...