The Chase Freedom card gives me a competitve cash back on the types of puchases that I make the most. 3% on the places I shop at the most; Gas, Grocery, and Wine shops are my top 3. On all other puchases I get 1% gas back with no limit. I have another cash back card and the 3% is capped at my first $1,200. The card starts out with a 0% APR for 12 months, while allowing me save the money I would have spent in interest in a high yield checking account. I can't speak to what the rate will adjust to but I have excellent credit so I am hoping for a low rate.

At Chase.com I can manage my Chase Freedom...