As a technically challenged 40 something woman I find this phone so fun and user friendly.  I was so intimidated at first and thought I would never be able to master this technology.  Guess what?  I am an iPhone Geek, now.  Useing the phone is very easy.  I didn;t even read the manual.  By just touching the buttons and experimenting, it was very easy to set up the phne, ring tones and all other setting, even voice mail.  One you figure out how to do one thing woth the phone, you are Master.  Downloading apps is even easier that downloading songs for my iPod.  No computer required... ...