When I first started out building my credit, one of my first cards was a Capital One card and it was the best credit card to date that I have owned. They have an excellent customer service team, no hassels or sales "offers" trying to get you to buy into "something" you pay on time and the quickly and efficently report all good payment activity to the credit bureaus and they up your line as a courtesy every three months for on time payments without asking for a line increase and if you want to opt out of that option just call or send an email. I enjoy the flexibilty of online account access and...