I have had Blue Cross less than a year, however I was pregnant when my husband got the coverage. I went through a pregnancy with all the doctor visits, a c-section, and being re-admitted for CHF and I paid $300 of a $30,000 hospital bill! That is it! It is cheaper for family coverage than the insurance my employer offers. Also, while I was off on maternity leave, they called ever couple of weeks to see if I needed anything. They really made me feel like they cared about ME not our money! They have a nurse line available 24 hours a day and sent me information on it so I could read up on...read full review »