I am a long time policy holder  of American Home Shield. They recently sent a repairman to my house to fix a water heater that was not producing enough hot water. The repairman informed me that I had to give him a check for $95 (this was $35 when I started with them) before he would even look at it. The problem was sediment in the heater and was not covered by my policy. The repair cost me $275 out of pocket. I have a policy i at my vacation home the the service fee is $ 0 and the service is done by the companies own technicians although the quality of the replacement appliances is "bottom of...