The Disney Chase Visa card almost single-handedly got me out of debt--helping me wipe clean $6000 with its 0 percent interest for 18 months on balance transfers and purchases. Meanwhile, I racked up huge rewards with its 1 percent back and fantastic promotions. In one year, while rarely using the card, I received $135 in Disney Rewards. Most of that came during a 3-month promotion offering 5x rewards. Another promotion, in which my girlfriend took advantage, was $25 if she used the card 15 times in three months. She only spent $100. That's 25 percent back. Can't beat that!

A Florida resident...