My dad was a career military man and my family always had USAA insurance. I was on my parent's policy when I was young and stayed with USAA as an adult. My dad , who past away about 8 years ago , always told me to make sure I never lose my USAA coverage no matter what and thats exactly what I've done. I've been a member since 1992 and counting. I have had nothing but excellent service, coverage and prices from USAA. I know what my friends are paying and I am paying much less. I also know what they have gone through with claims and believe me my process was 100% easier and seemless.