I have purchased products from PCH for years now.  They pull you in by saying if you buy one more item you will be in a elite circle where you can get lower priced items from your next mailing.  That line is a bunch of crock.  They also use the 3 free gifts line, but, you pay shipping & handling.  None of the gifts are even worth the cost you pay for S&H.  They are overpriced, and a lot of the merchandise is cheaply made.  They claim you can pay in 4 installments.  But, watch out, if you have more than 1 item purchased.  They do not read what you put on the line for a applied payment. ...