Washington Mutual - Visa Card Reviews

I had a lot of difficulty with Washington Mutual shortly after I received my credit card from them. The process of getting the card was easy i sent a application in the mail and they sent me a card within a week or two with a decent credit limit. At first I used it with no problems but then out of nowhere the card started getting denied by various websites that i was trying to use it at. I had only under $100 balance on a card with a few thousand dollar limit so it made no sense for the card to get denied. I called them and they apologized and said it would work next time. I had no more problems...

I originally received this card from Providian Bank.  The interest rate was high (19.8%), but fixed.  When Washington Mutual (WaMu) purchased Providian, my interest rate stayed the same for a brief time.  Then it jumped to a large 21.3%.  When I tried to get a lower rate on the card (I have a great credit rating), the interest rate jumped to 23+ %.  I refuse to use this card for anything but small purchases.

I keep this card to ensure my credit rating does not drop.  If I ever had to use it for an extremely large purchase, the interest would bankrupt me.

Otherwise, I have no quarrel or reservations...

I like this card for the simple fact that Washingtom Mutual gave me a card with a very reasonable limit while I am rebuilding my credit. I agree with some of the other reviews. 1) Pay your bill in full each month. 2)Make small purchases 3)Make use of the Fico score monthly updates. However, when your score gets above 700, look for a better card(very low APR).

The APR on this credit card is the worst as well as there customer service. I spoke with an agent  4 weeks ago about the finance charges and she must have been one of the rudest people I have ever had to deal. They are really taking...

washington mutual credit cards not worth the time or effort.  They went Bust and Chase bought them out and it's like pure h---. Trying to keep the thing.   I am in good standing with it but they want to charge an arm and a leg on your payments  now. since Chase took over.  I got my bill and they have taxed everything even the min. payment is hiked up.  I guess any credit card isn't worth it anymore with the way the economy is . I thought they were trying to help people. huh wrong wrong wrong.   Well no more I will pay with cash from now on. It's much easier.