I would use this card only if they offered an excellent APR deal
pay my cc bill off each month, appreciative of good service
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AUG
20
2007
Washington Mutual - Visa Card —
I originally received this card from Providian Bank. The interest rate was high (19.8%), but fixed. When Washington Mutual (WaMu) purchased Providian, my interest rate stayed the same for a brief time. Then it jumped to a large 21.3%. When I tried to get a lower rate on the card (I have a great credit rating), the interest rate jumped to 23+ %. I refuse to use this card for anything but small purchases.
I keep this card to ensure my credit rating does not drop. If I ever had to use it for an extremely large purchase, the interest would bankrupt me.
Otherwise, I have no quarrel or reservations about WaMu. It is only the interest rate that prevents me from using the card.
Last edited on Aug 20, 2007
Washington Mutual - Visa Card is not recommended by klsmabry
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