Washington Mutual - Visa Card Review

I like this card for the simple fact that Washingtom Mutual gave me a card with a very reasonable limit while I am rebuilding my credit. I agree with some of the other reviews. 1) Pay your bill in full each month. 2)Make small purchases 3)Make use of the Fico score monthly updates. However, when your score gets above 700, look for a better card(very low APR).

The APR on this credit card is the worst as well as there customer service. I spoke with an agent  4 weeks ago about the finance charges and she must have been one of the rudest people I have ever had to deal. They are really taking advantage of their customers with these fees. I really don't believe they value me as a customer. I inquired about getting a lower rate and it was declined. I threatened to cancel the card and she was like "Be my Guest"!

In short, if you are rebuilding your credit, I would take this card and use it sparingly. Take advantage of the high limit and enjoy yourself, but please do not overspend and pay the balance "IN FULL". That way you will not have to worry about the finance charges. Also, don't use those checks they mail out every month, there are hidden fees in the fine print. Unless it is an absolute emergency:)

 Be careful out there...Do your research and read all the BLOG's

GOD BLESS,

Lee