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| Cons |
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I closed my Washington Mutual MasterCard today. It took me 43 minutes, and a total of THREE phone calls to do so, as the "Customer Service" (can you smell the sarcasm?) representatives hung up on me twice while attempting to transfer me. Had this been an isolated incident with this particular company, I would certainly be more forgiving; however, this is a replication of similar encounters I have had with them previously.
I received a notice stating that my interest rate was going up to 21.99%, despite the fact that that Prime Rate has taken an incredible drop recently. Come to find out, there was a reporting error by TransUnion, thanks to my ex-husband's information somehow obscuring mine. I couldn't fix the error in time to satisfy WaMu, so instead chose to "opt-out", close my card, and pay it off at the lower rate. Had I known it was going to be such a frustrating nightmare, I would have done it in writing.
My advice: If you are going to get a credit card, don't go with Washington Mutual, their credit department is not run by the same people who handle their bank branches. It would be nearly impossible to find a more rude, irritating, inept and downright unintelligent group of employees.
Last edited on Jun 20, 2008
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